# SOUND HSA

> The first Bitcoin-native Health Savings Account. Save, earn and spend bitcoin on one health platform.

SOUND HSA is an open, sovereign health platform built on bitcoin, enabling a better way to save for your health expenses. We combine triple-tax-advantaged HSA benefits with the power of Bitcoin.

## Core Product

- **Bitcoin HSA**: A Health Savings Account that lets you save in both USD and real Bitcoin (not an ETF), with triple-tax advantages (tax-deductible contributions, tax-free growth, tax-free qualified withdrawals).
- **Self-Custodial Lightning Wallet**: A built-in bitcoin lightning wallet powered by the Breez SDK for day-to-day bitcoin transactions.
- **Move to Earn**: Complete health and wellness challenges through our mobile app to earn bitcoin rewards.
- **Nostr-Enabled Health Data**: Decentralized health data using the Nostr protocol for identity and communication.

## Pricing

- Annual administration fee: $300/year
- Activation fee: $50 (one-time)
- Trading fee: 1% on bitcoin buys/sells
- 10% discount on fees if you pay in bitcoin

## Contribution Limits (2026)

- Individual: $4,400/year
- Family: $8,750/year

## Key Pages

- [Home](https://soundhsa.com/)
- [HSA Product Overview](https://soundhsa.com/hsa-product/)
- [For Individuals & Families](https://soundhsa.com/individuals/)
- [For Employers](https://soundhsa.com/employers/)
- [Why SOUND HSA](https://soundhsa.com/why-sound-hsa/)
- [About Us](https://soundhsa.com/about/)
- [Sound Health Tools](https://soundhsa.com/sound-health-tools/)
- [Bitcoin Health Savings Calculator](https://soundhsa.com/bitcoin-health-savings-calculator/)
- [Blog](https://soundhsa.com/blog/)
- [Media](https://soundhsa.com/media/)
- [Support & FAQ](https://soundhsa.com/support/)

## Contact

- Website: https://soundhsa.com
- App: https://app.soundhsa.com
- Twitter/X: @SOUND_HSA